diff --git a/Cargo.lock b/Cargo.lock
index 4cc72f6cf3..025fe7e749 100644
--- a/Cargo.lock
+++ b/Cargo.lock
@@ -4856,6 +4856,7 @@ dependencies = [
  "bv",
  "generic-array 0.14.5",
  "im",
+ "lazy_static",
  "log",
  "memmap2 0.5.3",
  "rustc_version 0.4.0",
diff --git a/frozen-abi/Cargo.toml b/frozen-abi/Cargo.toml
index c72b811f7e..d38540f33e 100644
--- a/frozen-abi/Cargo.toml
+++ b/frozen-abi/Cargo.toml
@@ -12,6 +12,7 @@ edition = "2021"
 [dependencies]
 bs58 = "0.4.0"
 bv = { version = "0.11.1", features = ["serde"] }
+lazy_static = "1.4.0"
 log = "0.4.14"
 serde = "1.0.136"
 serde_derive = "1.0.103"
diff --git a/frozen-abi/src/abi_example.rs b/frozen-abi/src/abi_example.rs
index b6a7f2d691..ac4971d1ee 100644
--- a/frozen-abi/src/abi_example.rs
+++ b/frozen-abi/src/abi_example.rs
@@ -1,5 +1,6 @@
 use {
     crate::abi_digester::{AbiDigester, DigestError, DigestResult},
+    lazy_static::lazy_static,
     log::*,
     serde::Serialize,
     std::any::type_name,
@@ -402,6 +403,18 @@ impl<T: AbiExample> AbiExample for Vec<T> {
     }
 }
 
+lazy_static! {
+    /// we need &Vec<u8>, so we need something with a static lifetime
+    static ref VEC_U8: Vec<u8> = vec![u8::default()];
+}
+
+impl AbiExample for &Vec<u8> {
+    fn example() -> Self {
+        info!("AbiExample for (&Vec<T>): {}", type_name::<Self>());
+        &*VEC_U8
+    }
+}
+
 impl<T: AbiExample> AbiExample for VecDeque<T> {
     fn example() -> Self {
         info!("AbiExample for (Vec<T>): {}", type_name::<Self>());
diff --git a/programs/bpf/Cargo.lock b/programs/bpf/Cargo.lock
index 9f9e649b2b..3498b2710a 100644
--- a/programs/bpf/Cargo.lock
+++ b/programs/bpf/Cargo.lock
@@ -3365,6 +3365,7 @@ dependencies = [
  "bv",
  "generic-array 0.14.5",
  "im",
+ "lazy_static",
  "log",
  "memmap2 0.5.3",
  "rustc_version 0.4.0",
diff --git a/sdk/src/account.rs b/sdk/src/account.rs
index d0cae18c24..310d4078f7 100644
--- a/sdk/src/account.rs
+++ b/sdk/src/account.rs
@@ -4,6 +4,7 @@ use {
         lamports::LamportsError,
         pubkey::Pubkey,
     },
+    serde::ser::{Serialize, Serializer},
     solana_program::{account_info::AccountInfo, debug_account_data::*, sysvar::Sysvar},
     std::{
         cell::{Ref, RefCell},
@@ -16,7 +17,7 @@ use {
 /// An Account with data that is stored on chain
 #[repr(C)]
 #[frozen_abi(digest = "HawRVHh7t4d3H3bitWHFt25WhhoDmbJMCfWdESQQoYEy")]
-#[derive(Serialize, Deserialize, PartialEq, Eq, Clone, Default, AbiExample)]
+#[derive(Deserialize, PartialEq, Eq, Clone, Default, AbiExample)]
 #[serde(rename_all = "camelCase")]
 pub struct Account {
     /// lamports in the account
@@ -32,6 +33,64 @@ pub struct Account {
     pub rent_epoch: Epoch,
 }
 
+// mod because we need 'Account' below to have the name 'Account' to match expected serialization
+mod account_serialize {
+    use {
+        crate::{account::ReadableAccount, clock::Epoch, pubkey::Pubkey},
+        serde::{ser::Serializer, Serialize},
+    };
+    #[repr(C)]
+    #[frozen_abi(digest = "HawRVHh7t4d3H3bitWHFt25WhhoDmbJMCfWdESQQoYEy")]
+    #[derive(Serialize, AbiExample)]
+    #[serde(rename_all = "camelCase")]
+    struct Account<'a> {
+        lamports: u64,
+        #[serde(with = "serde_bytes")]
+        // a ref so we don't have to make a copy just to serialize this
+        data: &'a Vec<u8>,
+        // can't be &pubkey because abi example doesn't support it
+        owner: Pubkey,
+        executable: bool,
+        rent_epoch: Epoch,
+    }
+
+    pub fn serialize_account<S>(
+        account: &(impl ReadableAccount + Serialize),
+        data: &Vec<u8>,
+        serializer: S,
+    ) -> Result<S::Ok, S::Error>
+    where
+        S: Serializer,
+    {
+        let temp = Account {
+            lamports: account.lamports(),
+            data,
+            owner: *account.owner(),
+            executable: account.executable(),
+            rent_epoch: account.rent_epoch(),
+        };
+        temp.serialize(serializer)
+    }
+}
+
+impl Serialize for Account {
+    fn serialize<S>(&self, serializer: S) -> Result<S::Ok, S::Error>
+    where
+        S: Serializer,
+    {
+        crate::account::account_serialize::serialize_account(self, &self.data, serializer)
+    }
+}
+
+impl Serialize for AccountSharedData {
+    fn serialize<S>(&self, serializer: S) -> Result<S::Ok, S::Error>
+    where
+        S: Serializer,
+    {
+        crate::account::account_serialize::serialize_account(self, &self.data, serializer)
+    }
+}
+
 /// An Account with data that is stored on chain
 /// This will be the in-memory representation of the 'Account' struct data.
 /// The existing 'Account' structure cannot easily change due to downstream projects.