diff --git a/programs/stake_api/src/stake_instruction.rs b/programs/stake_api/src/stake_instruction.rs
index 7853727d9b..10540bfc49 100644
--- a/programs/stake_api/src/stake_instruction.rs
+++ b/programs/stake_api/src/stake_instruction.rs
@@ -89,7 +89,7 @@ pub fn redeem_vote_credits(stake_pubkey: &Pubkey, vote_pubkey: &Pubkey) -> Instr
 pub fn delegate_stake(stake_pubkey: &Pubkey, vote_pubkey: &Pubkey, stake: u64) -> Instruction {
     let account_metas = vec![
         AccountMeta::new(*stake_pubkey, true),
-        AccountMeta::new(*vote_pubkey, false),
+        AccountMeta::new_credit_only(*vote_pubkey, false),
         AccountMeta::new_credit_only(sysvar::clock::id(), false),
     ];
     Instruction::new(id(), &StakeInstruction::DelegateStake(stake), account_metas)
@@ -98,7 +98,7 @@ pub fn delegate_stake(stake_pubkey: &Pubkey, vote_pubkey: &Pubkey, stake: u64) -
 pub fn withdraw(stake_pubkey: &Pubkey, to_pubkey: &Pubkey, lamports: u64) -> Instruction {
     let account_metas = vec![
         AccountMeta::new(*stake_pubkey, true),
-        AccountMeta::new(*to_pubkey, false),
+        AccountMeta::new_credit_only(*to_pubkey, false),
         AccountMeta::new_credit_only(sysvar::clock::id(), false),
     ];
     Instruction::new(id(), &StakeInstruction::Withdraw(lamports), account_metas)
diff --git a/programs/vote_api/src/vote_instruction.rs b/programs/vote_api/src/vote_instruction.rs
index f122bc9aa7..a4601bb4fc 100644
--- a/programs/vote_api/src/vote_instruction.rs
+++ b/programs/vote_api/src/vote_instruction.rs
@@ -24,6 +24,9 @@ pub enum VoteInstruction {
 
     /// A Vote instruction with recent votes
     Vote(Vec<Vote>),
+
+    /// Withdraw some amount of funds
+    Withdraw(u64),
 }
 
 fn initialize_account(vote_pubkey: &Pubkey, node_pubkey: &Pubkey, commission: u8) -> Instruction {
@@ -71,7 +74,7 @@ fn metas_for_authorized_signer(
 
     // append signer at the end
     if !is_own_signer {
-        account_metas.push(AccountMeta::new(*authorized_voter_pubkey, true)) // signer
+        account_metas.push(AccountMeta::new_credit_only(*authorized_voter_pubkey, true)) // signer
     }
 
     account_metas
@@ -110,6 +113,15 @@ pub fn vote(
     Instruction::new(id(), &VoteInstruction::Vote(recent_votes), account_metas)
 }
 
+pub fn withdraw(vote_pubkey: &Pubkey, lamports: u64, to_pubkey: &Pubkey) -> Instruction {
+    let account_metas = vec![
+        AccountMeta::new(*vote_pubkey, true),
+        AccountMeta::new_credit_only(*to_pubkey, false),
+    ];
+
+    Instruction::new(id(), &VoteInstruction::Withdraw(lamports), account_metas)
+}
+
 pub fn process_instruction(
     _program_id: &Pubkey,
     keyed_accounts: &mut [KeyedAccount],
@@ -151,6 +163,12 @@ pub fn process_instruction(
                 &votes,
             )
         }
+        VoteInstruction::Withdraw(lamports) => {
+            if rest.is_empty() {
+                Err(InstructionError::InvalidInstructionData)?;
+            }
+            vote_state::withdraw(me, lamports, &mut rest[0])
+        }
     }
 }
 
diff --git a/programs/vote_api/src/vote_state.rs b/programs/vote_api/src/vote_state.rs
index 093144d96f..604fad6689 100644
--- a/programs/vote_api/src/vote_state.rs
+++ b/programs/vote_api/src/vote_state.rs
@@ -300,6 +300,23 @@ pub fn authorize_voter(
     vote_account.set_state(&vote_state)
 }
 
+/// Withdraw funds from the vote account
+pub fn withdraw(
+    vote_account: &mut KeyedAccount,
+    lamports: u64,
+    to_account: &mut KeyedAccount,
+) -> Result<(), InstructionError> {
+    if vote_account.signer_key().is_none() {
+        return Err(InstructionError::MissingRequiredSignature);
+    }
+    if vote_account.account.lamports < lamports {
+        return Err(InstructionError::InsufficientFunds);
+    }
+    vote_account.account.lamports -= lamports;
+    to_account.account.lamports += lamports;
+    Ok(())
+}
+
 /// Initialize the vote_state for a vote account
 /// Assumes that the account is being init as part of a account creation or balance transfer and
 /// that the transaction must be signed by the staker's keys
@@ -811,6 +828,39 @@ mod tests {
         );
     }
 
+    #[test]
+    fn test_vote_state_withdraw() {
+        let (vote_pubkey, mut vote_account) = create_test_account();
+
+        // unsigned
+        let res = withdraw(
+            &mut KeyedAccount::new(&vote_pubkey, false, &mut vote_account),
+            0,
+            &mut KeyedAccount::new(&Pubkey::new_rand(), false, &mut Account::default()),
+        );
+        assert_eq!(res, Err(InstructionError::MissingRequiredSignature));
+
+        // insufficient funds
+        let res = withdraw(
+            &mut KeyedAccount::new(&vote_pubkey, true, &mut vote_account),
+            101,
+            &mut KeyedAccount::new(&Pubkey::new_rand(), false, &mut Account::default()),
+        );
+        assert_eq!(res, Err(InstructionError::InsufficientFunds));
+
+        // all good
+        let mut to_account = Account::default();
+        let lamports = vote_account.lamports;
+        let res = withdraw(
+            &mut KeyedAccount::new(&vote_pubkey, true, &mut vote_account),
+            lamports,
+            &mut KeyedAccount::new(&Pubkey::new_rand(), false, &mut to_account),
+        );
+        assert_eq!(res, Ok(()));
+        assert_eq!(vote_account.lamports, 0);
+        assert_eq!(to_account.lamports, lamports);
+    }
+
     #[test]
     fn test_vote_state_epoch_credits() {
         let mut vote_state = VoteState::default();